Loan Calculator Terms of Service Agreement


Updated: 01 October 2008

PLEASE READ THIS LOAN CALCULATOR TERMS OF SERVICE AGREEMENT CAREFULLY. BY VISITING THE LOAN-CALC.INFO WEBSITE, YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

This Loan Calculator Terms of Service Agreement (the "Agreement") explains the terms by which Loan Calculator (the website on URL: https://www.loan-calc.info/), provides services (as defined below) to You. Loan Calculator reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this site. This Agreement will supplement any other written agreement You may have with Loan Calculator, however, the terms of such separate written agreement will supersede similar terms in this Agreement to the extent they conflict.

The Service

Loan Calculator will provide You FREE OF CHARGE the right to use our loan calculator, mortgage calculator and other services which we offer. You are free to link from Your site to Our Services. Loan Calculation Results are informal. Information received from various services are not logged on the server side.

Your Responsibilities and Acknowledgments

Compliance With Laws, Regulations and Requirements.
You will not use the Services for illegal purposes but will abide by and comply with (1) all applicable local, state, national, and international laws and regulations in Your use of the Services (including laws regarding the transmission of technical data exported from the United States), and (2) all requirements, procedures, policies and regulations of networks connected to the Services.

Restricted Uses. You shall not:
use the Service in any manner as a factor in establishing an individual's creditworthiness or to determine any consumer's eligibility for credit, insurance or employment;
use the data available via the Service as a derivative database to verify, confirm, enhance, audit and/or update any files owned;
store via physical media, data mine or otherwise aggregate information or data within the Service, for any purpose outside the scope of this Agreement;
publish, transmit or disseminate in any form or by any means, any part of the Service to any third party;
sell, sub license, or transfer any information retrieved from the Service;
directly or indirectly utilize the Service (or any portion thereof) to create any derivative, downstream or other works there from or replicate or reverse engineer the Service;

Non-Interference.
You will not interfere with or disrupt (a) the use and enjoyment of the Services by other users;
or (b) the Services or servers or networks connected to the Services (including, without limitation, any attempt to gain unauthorized access to other computer systems or networks connected to the Services).

Resale of the Service.
You will not resell the Services or the use of or access to the Services.

Report of Abuse.
You will report any violations of the terms of this Agreement by other users of the Services of which You become aware by contacting Loan Calculator at https://www.loan-calc.info/contact-us web address.

Your Marks.
You hereby grant to Loan Calculator a non-exclusive and limited license to use Your trade names, logos and other trademarks and service marks (the "Customer Marks") in connection with Loan Calculator's advertising, marketing and promotion of the Service.

Your Privacy

Loan Calculator believes strongly in protecting user privacy and providing You with notice of Loan Calculator's use of data, including personal identifying information, collected on the Loan Calculator site. Please refer to the current Loan Calculator Privacy Statement for information regarding how Loan Calculator uses and collects information set forth on the Loan Calculator site at www.loan-calc.info/privacy-policy.

Indemnity

You will release, indemnify, defend and hold harmless Loan Calculator, and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys' fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of Your warranties, representations and obligations under this Agreement, (2) the Services or Your use of such Services, (3) any intellectual property or other proprietary right of any person or entity, (4) Your violation of any of the provisions of this Agreement, or (5) any information or data You supplied to Loan Calculator, including, without limitation, any misrepresentation in Your Registration Data, if applicable. When Loan Calculator is threatened with suit or sued by a third party, Loan Calculator may seek written assurances from You concerning Your promise to indemnify Loan Calculator; Your failure to provide those assurances may be considered by Loan Calculator to be a material breach of this Agreement. Loan Calculator will have the right to participate in any defense by You of a third-party claim related to Your use of any of the Services, with counsel of Loan Calculator's choice at its expense. Loan Calculator will reasonably cooperate in any defense by You of a third-party claim at Your request and expense. You will have sole responsibility to defend Loan Calculator against any claim, but You must receive Loan Calculator's prior written consent regarding any related settlement. The terms of this Article will survive any termination or cancellation of this Agreement.

DISCLAIMER OF WARRANTIES

YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. LOAN CALCULATOR EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE SERVICES, ANY RESULTS OBTAINED THROUGH THE SERVICES AND ANY GOODS OR SERVICES OBTAINED ON OR THROUGH THE SERVICES.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, LOAN CALCULATOR MAKES NO WARRANTY:

THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE;

AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICES OR THAT DEFECTS IN THE SERVICES WILL BE CORRECTED;

REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH OR FROM THE SERVICES OR ANY TRANSACTIONS ENTERED INTO THROUGH SERVICES;

REGARDING ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OR FROM THE SERVICES (DOWNLOADING OR ACCESS IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA);

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM LOAN CALCULATOR OR THROUGH OR FROM THE SERVICES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

LOAN CALCULATOR'S ENTIRE LIABILITY, AND YOUR EXCLUSIVE REMEDY, IN LAW, IN EQUITY, OR OTHERWISE, WITH RESPECT TO ANY SERVICES PROVIDED UNDER THIS AGREEMENT AND/OR FOR ANY BREACH OF THIS AGREEMENT IS SOLELY LIMITED.

LOAN CALCULATOR WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THIS AGREEMENT OR THE SERVICES IN ANY MANNER, INCLUDING LIABILITIES RESULTING FROM (1) THE USE OR THE INABILITY TO USE THE SERVICES; (2) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES; (3) ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICES; OR (4) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA THROUGH THE SERVICES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF LOAN CALCULATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

LOAN CALCULATOR WILL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM INTERRUPTION, SUSPENSION OR TERMINATION OF THE SERVICES, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, SPECIAL CONSEQUENTIAL OR EXEMPLARY DAMAGES, WHETHER SUCH INTERRUPTION, SUSPENSION OR TERMINATION WAS JUSTIFIED OR NOT, NEGLIGENT OR INTENTIONAL, INADVERTENT OR ADVERTENT.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

General

Governing Law and Jurisdiction.
This Agreement will be governed by the laws of the State of Serbia without regard to its conflict of law principles to the contrary. Each party hereby irrevocably consents to the jurisdiction and venue of Serbian courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement.

Statute of Limitation.
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or this Agreement must be filed within one (1) month after such claim or cause of action arose or be forever barred.

Confidentiality.
You shall not reveal to third parties any of the information herein, including, but not limited to, rate schedules and the terms of this Agreement or Separate Agreement, as this information is deemed confidential.

Loan Calculator Terms of Services Agreement

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